Terms of Use

NOTICE
We have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure. These principles affect everything we do. The way we help find you a mortgage is no exception. Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof. If you have any queries, please don’t hesitate to ask.

USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Ruesoff’ web site and systems including but not limited to unauthorized entry into Ruesoff’ systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Ruesoff.

NO WARRANTY
The information and materials contained in this site, including text, graphics, links or other items are provided “as is”, “as available”. Ruesoff does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

LIMITATION OF LIABILITY
In no event will Ruesoff be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Ruesoff, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

COPYRIGHT
The Ruesoff logo and all designs, text, graphics, pictures, information, data, software, sound files, other files and the selection and arrangement thereof (collectively, “Site Materials”) are the proprietary property of Ruesoff or its licensors or users and are protected by U.S. and international copyright laws.

SUBMISSIONS
To the extent allowed by law, all information submitted to Ruesoff via this site shall be deemed and remain the property of Ruesoff and Ruesoff shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Ruesoff through this site. Ruesoff shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Ruesoff entity having the direct customer relationship or as otherwise specifically agreed or required by law.

AVAILABILITY
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. By offering this site and information, or any products or services via this site, no distribution or solicitation is made by Ruesoff to any person to use this site, or such information, products or services in jurisdictions where the provision of this site and such information, products and services is prohibited by law.

ADDITIONAL TERMS
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

GOVERNING LAW
Use of this site shall be governed by all applicable federal laws of the United States of America and the laws of the State of California.

Portfolio allocations and recommendations are personal and unique to you. We will act in your best interests, and because we NEVER sell products for commissions, you can always count on getting your assets managed objectively 100% of the time.

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28436 Chat Drive
Laguna Niguel, CA 92677

(949) 777-5566

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Ruesoff Asset Management (“RAM”) is a registered investment adviser firm with an office in Laguna Niguel, California. RAM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. RAM’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of RAM’s website on the Internet should not be construed by any consumer and/or prospective client as RAM’s solicitation of personalized investment advice for compensation.

RAM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to RAM’s website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Nothing on this site is intended as offer to buy or sell any securities.

Investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by RAM) will be profitable or equal any historical performance level(s). No client or prospective client should assume that any discussion serves as the receipt of, or a substitute for, personalized advice from RAM, or from any other investment professional. RAM is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting, or tax advice.

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